Purchasing - Payment Methods
Forms of Payment
- VISA and MasterCard, Discover and American Express credit & debit cards.
- Personal checks drawn on U.S. banks only - Please allow 7 business days for clearance.
- Money orders, cashier's and traveler's checks - Please allow 7 business days for clearance.
- PayPal - For purchases up to $5000.
- Bank Wire - For international orders and orders of $2,500 and over only. Please contact us for more details.
- Several forms of payment may be combined - call us at 877-449-0090 to order.
Benefits of Purchasing with Us
All standard shipping is free worldwide. There is no sale tax if we are shipping outside of Texas. All orders shipped within Texas are charge sales tax at .0825% of the purchase total.
Payments Over Time - Layaways
Let us assist you in possessing the jewelry of your dreams! We do offer payment over time on a case by case basis, as all items are not available for layaway and sale items are not eligible. Please contact us for more information.
How it Works
- The usual time frame is six (6) weeks. Contact us if you wish to ask about longer plans.
- Payment of 20% of the purchase price is required as a deposit.
- Continue with one or more payments over the six (6) week period until paid. To suit your budget, intervals for payments are set ahead of time - usually every week, every two weeks or once a month.
- Provide us with a credit card. Ahead of time we agree upon the dates your card will be charged with the system set up to automatically charge you on those dates. Once agreed upon, those dates cannot be changed. Personal checks processed electronically may also be used.
- There is no penalty for paying off your layaway early.
- Interest Free!
- As soon as payment for the item is completed, we immediately ship out to you!
Important - Returns on Layaways
If you wish to return the item, unlike our usual guarantee, we do not issue a full refund as we are holding an item aside for a length of time. A store credit which is good indefinitely, is issued for the full amount (less shipping costs if any are applicable, as most shipping is free).
In addition, if for any reason the layaway is not completed on time and in full, we place the item back up for sale, charge 20% of the original purchase price as a restocking fee and return to you any remaining funds.
Concerned about security? We understand your concerns and have employed the latest security measures to protect your financial information.